Secure online loans: how to choose who to trust?

The speed is an important factor when applying for a personal loan. The security , however, it is even more. This is why we want to give some indications to make it easier to find your way around online offers with serenity .
The secret to obtaining a secure online loan is to verify that those who are proposing it have some specific requirements. In other words, all you need to do is learn to recognize the market operators you can trust .
How long will that take? Very little: just the time to read this article!

Who to apply for the loan

Who to apply for the loan

Let’s start with a reassurance: the Internet is a secure channel to request the Assignment of the Fifth or similar loan types. Since its introduction to today, web technology has made great strides. Not only has it made a vast amount of information accessible to everyone, but it also gives us the opportunity to dialogue and exchange data safely without leaving home.

It is possible to check the references of credit institutions online . The first move is to check the registration to the MAO, the Body of Financial Agents and Brokers. This institute is formed by persons competent in financial matters chosen by the Ministry of Economy and Finance and is subject to the supervision of the Bank .

With a minimum of effort – it is enough to do a simple search on the MAO online lists – most of the work will already be done. The MAO itself verifies the reliability and professionalism of each member according to canons established by law. Its primary objective is to ensure consumer protection, while also ensuring continuity of requirements through periodic checks.

Who to avoid and why

Who to avoid and why

While looking for a loan on the Internet, pay attention to some alarm bells . If a company has a neglected website, if it does not make available the address of the physical location and its contact details and is not present and followed on one or more social channels, then it may not be authentic. The same applies if you do not find your VAT number or a PEC address .

We avoid the sites of companies that ask to release personal data even though they do not have secure protocols. For example, we verify the presence of the HTTPS security protocol , which is found at the beginning of the web address, in the address bar.

More importantly, we are wary of intermediaries who do not clearly explain each cost item or who request payment of money directly to them. In fact, no intermediary regularly registered with the MAO can request money in advance for a loan!

These are all indications of a possible fraud, the consequences of which can range from the unauthorized distribution of our data to the extortion of money under false promises. The Web has greatly simplified our lives … even those of scammers: fortunately, to neutralize them, simple tricks like the ones we recommended here are enough .

Why trust Loans & Financing

Why trust Loans & Financing

In more than 20 years of activity we have helped tens of thousands of people to realize their desires . What makes us particularly proud is knowing that our customers are our best advertising: over 97% of them say they feel followed and protected by our consultants. Checking our credentials is very simple , as is requesting a quote without obligation: all our expertise is just a click away !

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